Keep more of what you earn abroad
- Flat 0.5% on payouts and collections
- Convert at 0.5% for USD, 0.5–1% for others
- Payouts to 160+ countries over 40+ local rails, settled 24/7
- 3.5% on every balance coming soon
- Business cards: team of 3, 5 free virtual cards
- USD and EUR accounts, free
- Onboarding in under 24 hours
Pro coming soon
or $290 a year · first month free
- Local payout fees: $0. All 40+ local rails.
- Discounted rates on SWIFT and Fedwire wires
- 4% on every balance coming soon
- Growth card plan included: 10 users, 5 free cards each, Apple Pay and Google Pay. $19 a month on its own.
- Priority support with a named onboarding contact
- Negotiated rates built around your corridors and volume
- Dedicated account manager
- Scale card program, custom limits and controls
What are you leaving on the table?
Set your flows. The saving on the right is yours, not ours.
Supplier-heavy, with ad spend, plus sales collected from abroad.
You pay to cross
borders. Nothing else.
Their price depends. Ours doesn’t.
A floor that moves with the corridor, a plan that gates features, an allowance that runs dry, or a flat 0.5%.
The fees you won't see again
You’ve paid every one of these somewhere. Not on Endl.
The entire price list
The whole fee, every time. Nothing hidden inside the exchange rate.
| Item | Speed | Standard | Pro coming soon | |
|---|---|---|---|---|
| Pay out | Payouts · flat platform fee | Settled 24/7 | 0.5% flat | 0.5% flat |
| Local rail fee · 40+ rails incl. India, Philippines, Vietnam, SEPA, PIX | Same day | small fixed fee* | $0 | |
| Wires · SWIFT and Fedwire | Same day – 5 days | fixed wire fee* | discounted | |
| To an Endl account or external wallet | Instant | $0 | $0 | |
| Collect | Collect in USD | Instant to same day | 0.5%* | 0.5%* |
| Collect in EUR, GBP, MXN, BRL | Instant to same day | 0.5–1%* | 0.5–1%* | |
| Convert | USD into stablecoins | Instant | 0.5% | 0.5% |
| All other currencies | Instant | 0.5–1% | 0.5–1% | |
| Hold & earn | Holding balances | – | $0 | $0 |
| Yield on balances coming soon | – | 3.5% | 4% | |
| Spend | Business card plan | – | Starter · 3 users, 5 free cards | Growth included · 10 users, 5 free cards each, Apple Pay and Google Pay |
| Card spend in USD | – | $0 | $0 | |
| Card spend, other currencies | – | Visa rate +1% | Visa rate +1% |
* Plus a small fixed rail fee that depends on the rail you choose, from $0.50, always shown in full in your quote before you send. Local rail fees are $0 on Pro.
Your money stays yours
Price is only half of trust. The rest is who holds the money, and what you can see.
Only you control the wallet
Your Endl wallet is self-custodial. Endl never takes custody of your funds. Moving them out, on-chain, is free.
The whole cost, before you send
Every transfer starts with a full quote: platform fee, rail fee, and the exact exchange rate. Nothing changes after you confirm.
Proof on every payout
A receipt with the full fee breakdown, and the on-chain transaction hash when your money moves on stablecoin rails. Nothing to take on faith.
Frequently asked questions
Still weighing it up? Talk to our team.
Yes. 0.5% flat on the payout, plus the small fixed rail fee shown per corridor on Standard. There is no markup hidden inside the exchange rate. On Pro, local rail fees are $0.
The full quote: platform fee, rail fee, the exact exchange rate, and the amount your recipient gets. You confirm against real numbers, not estimates, and nothing changes after you confirm.
The Growth card plan inside Pro is $19 a month on its own, and for a team that pays out regularly, the local rail fees that drop to $0 typically cover the rest. Add discounted wires and 4% on every balance once yield is live, and Pro pays for itself. The first month is free, so you can check with your own numbers.
Yield is coming soon. Once live: 3.5% on Standard and 4% on Pro, on every balance you hold, from the first dollar, with no minimum and no lock-up. Your money stays available to pay out at any time. Rates are variable and subject to terms.
You do. Your Endl wallet is self-custodial: only you control access to the funds. Endl orchestrates the accounts, conversion, and payout rails around it, with licensed banking and custody partners. Moving your money to any external wallet is free.
Yes. Upgrade or downgrade from your dashboard; the change applies from your next billing cycle. Your rates, accounts, cards, and recipients stay exactly as they are. No contracts, no exit fees.
No. Endl is a regulated financial platform, a registered VASP in the EU and an MSB in Canada, operating with licensed banking and custody partners. Assets held with Endl are not FDIC or CDIC insured.