Launch a regulated banking & stablecoin product under your own brand
Endl holds the licences, the rails and the provider contracts. You hold the brand, the customers, the pricing, and the margin.
USD
EUR
GBP
MXN
BRL
Fully branded
Web app, operations dashboard and communications, all under your domain
Fully licensed
Regulatory licences in our own name, not rented from a partner
Fully connected
Accounts, payments, cards, KYC and compliance on one integration
- Processed
- $110M+Processed
- Businesses
- 500+Businesses
- Uptime
- 99.99%Uptime
- Banking rails
- 15+Banking rails
- Payment service partners
- 50+Payment service partners
Cards, custody, KYC and screening handled by named providers
Your product, your pricing, your margin
Endl bills you wholesale. You set the customer price, keep the spread, and pay only for what you use.
Wholesale rates
Endl bills you at wholesale, disclosed per corridor and product.
Your customer price
You set what your customers pay and keep the spread.
Pay per use
You pay only for what is used, with no minimums to clear.
Your brand on every surface a customer touches
Endl runs the whole stack: hosting, security, compliance, provider integrations, monitoring and upgrades. None of it carries our name; all of it carries yours.
Web app
Your customers see only your brand throughout the platform.
Operations dashboard
Manage your team with secure role-based access controls.
Communications
Partner-branded email templates, sender identity, and SMS and OTP delivery.
What is configured per partner
- Zero Endl branding, anywhere
- One dedicated partner domain with SSL
- Logo, colour palette, favicon and email templates
- Sender identity for transactional email and SMS OTP
- Role-based access for your operations and support teams
- Feature configuration per product tier
Built for teams who want the product, not the build
Three starting points. The platform underneath is the same.
Licensed institutions
You already hold the licence. Endl gives you a production platform to deploy against it, live in weeks instead of an eighteen month build.
- VASPs
- EMIs
- MSBs
- PSPs
- Exchanges
Fintech builders
No licence yet. Launch on Endl's regulated banking and card rails, branded end to end, with compliance already wired in.
- Neobanks
- Remittance
- Payroll
- Treasury
Embedded finance
You already have users. Add multi-currency accounts, cross-border payouts and Visa cards to the product they are already in.
- Marketplaces
- SaaS
- Logistics
- E-commerce
Live in weeks, not the 18 months it takes to build
Licences, banking partners, compliance architecture and provider integrations all have to be in place before a single transaction clears. That work is already done.
| What it takes | Build in-house | Endl white-label |
|---|---|---|
| Time to first customer | 12 to 24 months | Under two months |
| Licensing | Apply per jurisdiction, 6 to 18 months each | Two licences held, two in process |
| Banking and payment partners | Source, negotiate and integrate individually | 15+ rails and 50+ partners pre-connected |
| Compliance stack | Select and integrate KYC, AML, Travel Rule and screening vendors | Built into the platform |
| Card programme | Negotiate directly with an issuer and a network | Visa issuing included |
| Engineering | Ledger, accounts, payments, cards, apps, dashboard | Configuration, not construction |
| Ongoing | Your team maintains, monitors and re-certifies | Endl maintains, monitors and upgrades |
| Upfront | Seven figures | $7,500 setup |
One integration, every module
Take what you need now, add the rest later. Nothing here requires a second vendor relationship.
Virtual accounts and pay-ins
- Local fiat routing details for end users
- USD, EUR, GBP, AED, MXN, BRL
- Named bank accounts in USD and AED
- First party and third party pay-ins
- ACH, Fedwire, SWIFT, SEPA, FPS and local rails
- Settles to USDC or USDT
Pay-outs
- 25+ corridors across APAC, the Gulf, Europe and the Americas
- B2B, B2C, C2B and C2C
- Local bank transfer, Alipay, ACH, Fedwire, SWIFT, SEPA, FPS
- Endl fee plus flat rail fee, disclosed per corridor
- Partner markup applied on top
Multi-currency and FX
- 24+ currencies
- Multi-currency accounts per end user
- FX between fiat and stablecoin
- Balances held in USDC or USDT
Cards
- Visa virtual and physical
- Individual and business cardholders
- Spend limits, freeze and unfreeze
- Merchant category rules
- Disputes and chargeback handling
- ATM withdrawal, balance inquiry
- Funded by the same balance as the rest of the platform
Compliance
- KYC and KYB
- AML-CFT screening
- Travel Rule
- Wallet monitoring
- Recipient screening
- PEP checks
- Audit trail on every flow
Platform and API
- Web app and operations dashboard
- Role-based access control
- REST API and webhooks
- Sandbox environment
- Partner domain with SSL
- Hosting, monitoring and upgrades managed by Endl
Built for your developers
REST API, webhooks and a full sandbox. Go live on pre-built branded apps, or integrate against the API. Live in weeks either way.
- REST API
- Webhooks
- Sandbox environment
Built to operate inside regulated money flows
Where most white-label platforms rent access to a partner's licence, Endl holds its own: VASP and MSB Canada live, FIU-IND and ADGM in process. Compliance is built into the platform, not bolted on at the end.
- Completed
Virtual Asset Service Provider (VASP)
European Union
- Completed
MSB
Canada
- Temporary licence number received, final approval pending
FIU-IND
India
- In progress
ADGM
UAE
Controls running on every transaction
- KYC and KYB verification
- AML-CFT screening
- Travel Rule messaging
- Wallet monitoring
- Recipient screening
- PEP and sanctions checks
- Full audit trail and reporting
Where money comes in and where it goes out
Collect in six currencies, first and third party, with named USD and AED accounts and local ACH, Fedwire and SWIFT rails.
Pay-in currencies
- USD
- EUR
- GBP
- AED
- MXN
- BRL
Pay-out corridors
- India
- Vietnam
- Thailand
- Philippines
- Indonesia
- Malaysia
- Singapore
- Japan
- South Korea
- Taiwan
- Hong Kong
- China
- Bangladesh
- Sri Lanka
- Nepal
- Pakistan
- Mongolia
- Australia
- New Zealand
- SEPA zone
- United Kingdom
- United States
- Canada
- United Arab Emirates
- USD via SWIFT
Rates are quoted per corridor from USDC and USDT, with the rail fee shown separately. Apply your own markup.
From contract to go-live in four steps
Weeks, not quarters. Here is what happens between signing and launch.
Agreement
Commercial terms agreed, contract signed.
Branding and domain
Partner assets collected. Domain and SSL configured. Email and OTP sender identity set up.
Integration and testing
Environment provisioned. API integration and QA. Compliance walkthrough.
Go-live
Partner product launched, with go-live support.
Frequently asked questions
Everything a partner confirms before commercial terms.
Can't find what you're looking for? Talk to our team.
No. Endl holds VASP in the EU and MSB in Canada, with FIU-IND (India) and ADGM (UAE) in process, so you can launch under our regulatory cover. If you already hold a licence, we deploy against yours.
Partners have gone from first call to live product in under two months. Timeline depends on scope, branding and compliance review.
Yes, fully. Your web app and operations dashboard run under your domain, logo and colours. Your customers never see Endl.
Take accounts, pay-ins, pay-outs or cards on their own. One integration covers all of them, so you can start narrow and add later.
Visa virtual and physical cards for individuals and businesses, issued under your brand, with limits, freeze, disputes and ATM access. Card artwork is limited to plain colour designs.
KYC, KYB, AML-CFT, Travel Rule, wallet monitoring and recipient screening are built into the platform. Verification and screening are passed through at cost.
A one-time setup fee, a monthly platform fee, and a per-transaction fee with a partner-configurable markup on top. You pay for what is used.
You do. Endl has no contact with your end users, no visibility in your product, and no claim on your customer base.
Book a demo
Talk through scope, corridors and commercial terms with the Endl team. Thirty minutes.